Review: NFL Credit Card

The National Football League Extra Points credit card allows you to earn points toward a variety of rewards, including NFL “experiences” with your favorite team. It is also a card that promises you an “instant decision” on your application. Assuming you are approved instantly, you can start earning a variety of rewards right away.

To begin, you’ll get 2 points per dollar on NFL purchases from as well as on purchases of NFL team tickets, in-stadium purchases, and in-person team shop purchases. (You’ll also get 20% off of your purchases made with the card at You’ll get 1 point per dollar on all other purchases. Points are worth a penny each when redeemed for cash back; their value may be different on other types of rewards.

You’ll get 10,000 bonus points to start you off if you spend at least $500 with the card in the first 90 days of having it.

There is no annual fee for the NFL credit card.

In terms of interest rate, you could be approved at a rate of 15.49%, 20.49%, or 25.49%, depending on your credit history.

Overall, this is a good rewards card for the rabid NFL fan who wants to earn points toward NFL experiences. However, its 1% cash back reward formula is not so great if you’re not going after those unique NFL rewards, so keep that in mind.

The NFL credit card is issued by Barclaycard.

Other instant approval categories: Credit Cards You Can Use Today, Store Credit Cards, Rewards Credit Cards