If you are looking for an instant approval card and have a preference for Visa for whatever reason, below you’ll find a list of Visa cards that will give you a decision fast:
- Amazon.com Rewards Visa – Issued in partnership with Chase, this Visa card’s application states that “the majority of applications are responded to in less than 60 seconds.” If you do get instant approval, you’ll get reward points on Amazon.com and all other purchases, too, which you can redeem for Amazon credit as well as other rewards.
- BankAmericard Cash Rewards Visa – You’ll “get a response in as little as 60 seconds” when you apply for this cash back Visa credit card. If you get an instant approval, you’ll earn 3% cash back on gas purchases, 2% on groceries, and 1% everywhere else.
- Best Buy Visa – “Apply Today, Shop Today” with the Visa from this electronics and appliance superstore. You’ll earn 5% in rewards, too. Note that not everyone qualifies for the My Best Buy Visa; if your credit is not good enough, you will end up with the Best Buy credit card that is only accepted in their stores.
- GAP Visa – Clothing retailer’s Visa is a reward card that offers the possibility of instant approval as well as 15% off your purchase today. accepted at the GAP as well as at Old Navy, Banana Republic, and Athleta. Note that if your credit is not good enough, you could be approved for a GAP store-only card that is NOT a Visa.
- L.L. Bean Visa – Apply and be approved instantly for this outdoor outfitter’s Visa credit card and you will save 15% on any L.L. Bean purchases you make today. You’ll also earn ongoing rewards on your L.L. Bean purchases (3%) and rewards on all other purchases (1%). Every time you hit $10 in rewards, you’ll get an L.L. Bean rewards coupon for that amount.
- NFL Extra Points Visa – The official National Football League credit card of all NFL teams promises an “instant response” to your application. Earn rewards on every purchase that can be used for NFL merchandise, team experiences, more. Issued by Barclaycard.
- Nordstrom Visa Signature – “Get an instant decision, and if approved, sign in to start shopping right away.” High-end retailer’s Visa offers a rewards program that gives you 2 points per dollar on Nordstrom purchases and 1 point per dollar on all other card purchases.
- Academy Sports & Outdoors Visa – Offers $15 off your first in-store purchase on the day you apply and are approved instantly. You’ll earn rewards on your card purchases that lead to $25 gift cards for every 2500 points earned.