If you are looking for an instant approval card and have a preference for Visa for whatever reason, below you’ll find a list of Visa cards that will give you a decision fast:
- Amazon.com Rewards Visa (and Amazon Prime Visa) – Issued in partnership with Chase, this Visa card’s application states that “the majority of applications are responded to in less than 60 seconds.” If you do get instant approval, you’ll get reward points on Amazon.com and all other purchases, too, which you can redeem for Amazon credit as well as other rewards.
- Bank of America Travel Rewards Visa – Like all Bank of America credit cards, this travel points Visa says you could “get a response in as little as 60 seconds” to your application. If you are instantly approved (or approved at all for that matter), you’ll get a card that gives you 1.5 points per dollar on all of your purchases. You can then use those points as credits toward travel purchases made with the card. For example, 15,000 points would give you $150 that you could use to offset the cost of an airplane ticket. No annual fee.
- Best Buy Visa – “Apply Today, Shop Today” with the Visa from this electronics and appliance superstore. You’ll earn 5% in rewards, too. Note that not everyone qualifies for the My Best Buy Visa; if your credit is not good enough, you will end up with the Best Buy credit card that is only accepted in their stores.
- GAP Visa – Clothing retailer’s Visa is a reward card that offers the possibility of instant approval as well as 15% off your purchase today. accepted at the GAP as well as at Old Navy, Banana Republic, and Athleta. Note that if your credit is not good enough, you could be approved for a GAP store-only card that is NOT a Visa.
- NFL Extra Points Visa – The official National Football League credit card of all NFL teams promises an “instant response” to your application. Earn rewards on every purchase that can be used for NFL merchandise, team experiences, more. Issued by Barclaycard. (The image here shows the NFL Shield card, but you can get the credit card of any NFL team as well.)
- Nordstrom Visa Signature – “Get an instant decision, and if approved, sign in to start shopping right away.” High-end retailer’s Visa offers a rewards program that gives you 2 points per dollar on Nordstrom purchases and 1 point per dollar on all other card purchases.